Obtaining SR-22 insurance is only the first step in a journey that requires ongoing responsibility. Policyholders must ensure their coverage remains active throughout the mandated period, which typically lasts three years in Illinois. Missing a payme......

Insurance companies often offer various discounts that can help reduce the cost of SR-22 coverage. These discounts may include safe driver discounts, multi-car discounts, or discounts for completing defensive driving courses. By inquiring about all a......

High-risk drivers are typically characterized by certain behaviors and circumstances that make them more susceptible to accidents or violations. Common indicators include a history of traffic violations such as DUIs, reckless driving, or multiple spe......

Understanding the cost of non-owner SR-22 insurance involves several key factors. Insurers consider personal driving history, including past violations and claims, when determining rates. Individuals with a clean driving record may find premiums more......

The key distinction between SR-22 insurance and regular car insurance lies in the monitoring requirements. SR-22 is not a type of insurance but a certificate that proves a driver carries the minimum required coverage. Regular car insurance does not i......